ABOUT US

Farmer pointing at hay bales on a grassy field with trees in the background

INSURANCE FOR DAIRY FARMERS, BY EXPERTS.

Dairy Protect was born out of our general insurance brokerage, Breakwater Insurance Brokers, where supporting Australian farmers, particularly those in dairy, has long been a core focus. As Breakwater, we’ve sat at our clients’ kitchen tables, visited their farms, and listened closely to the real challenges dairy farmers face.

Dairy Protect is our commitment to the industry: an insurance service dedicated solely to dairy. We’ve watched the sector evolve, with fewer farms, larger herds, rising automation, shifting ESG expectations, and emerging risks, and we know dairy farmers need more than a one-size-fits-all policy.

As brokers, we work for you. We’re here to secure the right coverage at the right price, protecting what matters most while helping keep your business resilient.

We believe insurance should grow with the dairy industry, not hold it back. That’s why we advocate to insurers to ensure products and practices keep pace with innovation; making sure insurance stays a valuable tool for the future, not just another cost of doing business.

INDUSTRY EXPERTS

We specialise in dairy farm insurance, not just generic farm policies.
SMART PREMIUM STRATEGIES

We help you manage risk wisely, not just increase premiums.
ADVOCACY & CLAIMS SUPPORT

When you need us most, we’re in your corner.
TAILORED COVERAGE

From milk contamination to business continuation, we protect what’s essential.

ouR difference

We get it. Dairy farmers are price takers, not price makers, and you face constantly evolving market and operational pressures. We understand that your insurance budget isn’t unlimited, and that insurance needs to earn its place as a valuable tool in your broader strategy for financial sustainability.

At Dairy Protect, we work with you to understand your risk approach, your plans for managing the unexpected, your tolerance for risk, and your ability to absorb loss. Then we talk through where insurance fits in: clearly, practically, and always with your goals in mind.

That’s our skill set. That’s what we’re passionate about.

As locals living and working in a dairy stronghold, we genuinely want to see the industry thrive. We believe insurance should support that, not get in the way.

Insurance feels expensive when it doesn’t feel valuable. Our job is to change that, by working directly with you to deliver cover and service that actually makes sense for your farm.

WHO WE WORK WITH

We work with leading and innovative dairy farms, from family-owned businesses to large-scale operations. Whether you’re an established dairy producer or scaling up with new approaches and technology, we provide insurance solutions tailored to your reality.

Dairy Protect is for:

✔ Dairy Farm Owners & Managers – Protecting land, livestock, and business continuity.

✔ Growing Farms & Innovators – Insurance solutions for robotic milking and automation.

✔ Multi-Generational Farms – Safeguarding farm succession and financial security.

✔ Agribusiness Advisors & Dairy Consultants – Helping clients manage risks effectively.

Book a call with our dairy insurance specialists today.

MEET OUR PEOPLE